Split it. Track it. Keep it.
Natoshare splits your income into categories the moment it lands, tells you before you overspend instead of after, and shows you exactly what you saved every month. It never touches your real money, and it works in any currency.
Personal Finance & Budgeting
What Natoshare actually does
Tell it what you earn and how you want it split. From then on, the math happens without you.
You set a fixed income once and decide what share goes where: rent, feeding, transport, whatever your life actually looks like, not a generic template. Every time that income is logged, Natoshare divides it by those percentages instantly, down to the kobo.
Log an expense against a category and its pace bar updates right there. You see you're running hot on Feeding on the 12th of the month, not the 30th. Anything a category doesn't use rolls into savings the day you close the month. It does not just vanish into "remaining balance."
- Non-custodial: we never hold your money
- Works in any currency
- A deficit is a decision, never a silent negative
Why we built it
Most budgeting apps assume a paycheck that doesn't exist for most people.
Income shows up in different amounts on different days. Some of it is spoken for before it's even spent: rent due on the 1st, a subscription that renews whether you remember it or not. Some of it goes out as a loan to a brother, a sister, a friend, with a date you both agreed it comes back. Some of it is a promise made out loud that still has to be kept.
Most budgeting tools treat all of that as a side note, or don't account for it at all. Natoshare tracks loans out, debts in, and promises made in the same place you already check your money, right alongside the budget itself, because moving that into a separate mental ledger is exactly how it gets forgotten.
A few more things it does
Obligations, 7 days out
Rent transfers to confirm, debts coming due, promises still open. One list, so nothing lands as a surprise.
A real close-the-month ritual
Confirm income, resolve any deficits, roll savings forward. The month doesn't close with something left unresolved.
Recurring items & an investment log
Subscriptions post themselves or just remind you. A separate log tracks what you actually invested against what you planned to.
Start your free trial
See what you actually saved this month. Thirty days of Natoshare, free, no card required. Split your first income in under five minutes.
No card needed. We never hold your money.