Understand a stock before you decide anything about it.
Kobo & Cents is a stock research app for Nigerian and US markets. Price, fundamentals and news for every stock on one page, explained in plain language. No trading, on purpose.
Investing & Market Research
What it is
Kobo & Cents is a research tool for people who invest in Nigerian and US stocks. It brings together everything you need to understand a company before you put money into it: how the price has moved, whether the business is actually healthy, and the news that is moving it right now.
The Nigerian market is the default view. A single toggle switches to US stocks. The two markets are always kept in separate, clearly labelled views, so naira and dollar figures never get mixed up on the same screen.
Every stock lands in one of three groups: performing well, showing potential, or underperforming. You can filter by sector (Financial Services, Oil and Gas, Information Technology and more) and still see which group each company falls into.
Why it exists
Researching a stock properly usually means opening four or five websites. One for the price chart, one for financials, one for news, maybe a forum. None of them agree with each other, and most of them assume you already know what a P/E ratio or a current ratio means.
For Nigerian investors it is harder still. The apps that cover both Nigerian and US stocks are brokers first. Their main job is getting you to buy and sell, and research sits in the background. The research tools built for global markets mostly do not cover the Nigerian Exchange at all.
Kobo & Cents was built to fill that gap: one calm, honest place to do the thinking before you open your broker.
That is also why there is no buy or sell button anywhere in the product. It is a deliberate choice, not a missing feature. When an app makes money from your trades, it has a reason to push you towards trading. Kobo & Cents does not, so it can stay focused on one job: helping you understand what you are looking at.
What you get
Market overview
NGX and US stocks grouped into performing well, showing potential and underperforming, with current price and daily change. Filter by sector.
One page per stock
Liquidity, equity, profitability, valuation, growth and dividends, side by side with the price chart and links to recent news coverage.
The "why" behind every rating
A plain-language panel explains exactly which numbers are driving a stock's rating.
A built-in glossary
Tap any metric to see what it means in plain words. You never have to leave the page to look something up.
Compare view
Put two or three stocks next to each other on the same metrics and read straight across.
Favorites, marked your way
Keep a shortlist and tag each stock as Watching or Owned (bought through your own broker), so you can see at a glance what you hold and what you are considering.
Alerts
Get notified when a stock on your list changes rating or crosses a price you set.
Shareable snapshots
Send your shortlist to a friend with one link. They do not need an account, they only see that list, and the link expires after 24 hours.
Built for your phone
Designed mobile-first, light on data, and installable on your home screen.
Data refreshes several times a day. Fundamentals do not change by the minute, and this is a tool for thinking, not for chasing ticks.
Who it is for
Nigerians investing in NGX stocks who want clear information before they commit money.
Nigerians buying US stocks through apps like Bamboo, Trove or Chaka who want proper research before they tap buy.
Newer investors who want the jargon explained, and experienced ones who want everything in one place.
See what a stock is actually telling you.
Create a free account and start with the Nigerian market in under a minute. No card needed, nothing to trade, nothing to sell you.
Kobo & Cents is a research and information tool. It does not execute trades, hold funds, or provide personalised investment advice. Always do your own research before investing. Kobo & Cents is a product of ShotNub Solutions Ltd.
Images on this page use sample data for illustration.